Highland Crossing
From D&D Wiki
Highland Crossing is a city build across a river -- the river dwells under a large part of the city and there are numerous tunnels beneath for both sneaky and freight-like travel. This city is governed by a council of 12 (currently 9 human, 1 dwarf, 1 elf, 1 gnome) and acts as the doorway to the north and east for many travelers (the river is deep, wide, and powerful).